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Home Equity Loans & Lines of Credit

Your home is more than just a home — it is an investment of your time, money, sweat, and tears. Fortunately, a home equity loan makes it all worth it. Don’t wait to pay for the things you need — that home improvement, wedding, vacation, or medical emergency.

Home equity loans offer lower rates than most consumer loans — plus the interest may be tax deductible.* Whether you go with a one-time home equity loan or an available-anytime line of credit (HELOC), you can rely on repayment that is in line with your unique situation.

Home Equity Loan Features
  • The existing equity in your home is used as collateral backing
  • Competitive rates for several short-term or one-time needs:
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And much more!
  • Terms tailored to your specific needs
  • The interest paid might be tax deductible*
  • Local decision-making and processing
  • Detailed, attentive service from start to finish
HELOC Features
  • Secured by the existing equity in your home
  • Available for a wide range of short-term or one-time needs:
    • Home improvements
    • New vehicles or vehicle repairs
    • And much more!
  • Revolving credit – available balance replenishes as you make payments
  • The interest paid might be tax deductible*
  • Only pay interest on the part that you use
  • Terms tailored to your specific needs
  • Local decision-making and processing
  • Detailed, attentive service from start to finish

*Consult a tax advisor.