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Kasasa Cash

Free Kasasa Cash® gets you really high interest!

Don’t settle for the same free checking with all the same service fees. Free Kasasa Cash checking is different in a good way, with more rewards, more convenience, and more of what you really want.

Free Kasasa Cash checking pays you up to 3.50% APY*. Plus, we’ll refund your ATM fees nationwide,* all without those monthly service fees no one likes. To qualify, just do the simple things you’d do anyway, like use your Debit Card regularly, log in to Online Banking and sign up for eStatements. Now, doesn’t that sound better than just free checking?

Open your Kasasa Cash account online now — simply click the "Open in Minutes" button at the bottom of the page!

Features

Free Kasasa Cash checking includes:

  • 3.50% APY* on Average Daily Balances (ADB) up to $10,000
  • 0.25% APY on portion of ADB greater than $10,000* 
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • No monthly service fees
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking with Bill Pay
  • Free mobile banking
  • Free e-Statements
  • Free Visa® debit card**
  • $50 minimum deposit to open
  • Plus, add Kasasa Saver® for an automatic way to save more each month!  

It’s easy to earn a high rate and ATM fee refunds.

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash checking account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchase transactions of at least $5.00 each post and settle to your account during the Monthly Qualification Cycle
  • Be enrolled in and agree to receive e-Statements, electronic account notices and disclosures
  • Be enrolled in and login to Online Banking 

It’s that easy. If you miss your qualifications one month, your account is still free and you’ll still earn our base interest rate. Best of all, you can get back to earning a high rate and refunds on ATM fees the next cycle.

Check out the monthly qualification calendar for more cycle information

*Qualifications Information:  Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchase transactions processed by merchants and received by ONE AMERICAN BANK as ATM transactions and purchases made with non-ONE AMERICAN BANK issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current Statement Period through one (1) day prior to the close of the current Statement Period.

Reward Information:  When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Average Daily Balances (ADB) up to $10,000 receive Annual Percentage Yield (APY) of 3.50%; and ADB greater than $10,000 earn 0.25% interest rate on the portion of balance greater than $10,000, resulting in a range from 3.50% to 0.55% APY depending on the account’s ADB (calculation based on a $110,000 average daily balance) and (2) you will receive refunds up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met, ADB in the account earn 0.01% APY and ATM fees are not refunded for that Monthly Qualification Cycle.

Interest and ATM fee refunds will be credited to your Kasasa Cash account monthly on the last Business Day of the Statement Period.  APYs are accurate as of 12/18/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information:  Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  $50 minimum deposit is required to open the account. Enrollment in Online Banking and receipt of e-Statements, electronic account notices and disclosures are conditions of this account. Twelve (12) debit card purchase transactions of at least $5.00 each must post and settle to your account during the Monthly Qualification Cycle. Enrollment in electronic services (e.g. Online Banking, e-Statements and log-ons) are required to meet some of the account’s qualifications. This account is not to be used for commercial purposes and there is a limit of one (1) Kasasa Cash or Cash Back account and one (1) Kasasa Saver account per social security number.  There are no recurring monthly service charges or fees to open or close this account.    Contact a ONE AMERICAN BANK service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.

Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.

**Subject to approval.