Free Kasasa Cash® gets you really high interest!
Don’t settle for the same free checking with all the same service fees. Free Kasasa Cash checking is different in a good way, with more rewards, more convenience, and more of what you really want.
Free Kasasa Cash checking pays you up to 3.50% APY*. Plus, we’ll refund your ATM withdrawal fees nationwide,* all without those monthly service fees no one likes. To qualify, just do the simple things you’d do anyway, like use your debit card regularly, log into Online Banking and sign up for e-Statements. Now, doesn’t that sound better than just free checking?
Open your Kasasa Cash account online now — simply click the "Open in Minutes" button at the bottom of the page!
If qualifications are met:
- 3.50% APY* on daily balances up to $10,000
- 0.25% APY on portion of daily balances greater than $10,000*
- Refunds on ATM withdrawal fees, nationwide up to $25 monthly
If qualifications are not met:
- 0.01% APY* base rate on daily balances
Free Kasasa Cash checking includes:
- No monthly service fees
- No minimum balance to earn rewards
- Free online banking with Bill Pay
- Free mobile banking
- Free e-Statements
- Free Visa® debit card**
- $50 minimum deposit to open
- Plus, add Kasasa Saver® for an automatic way to save more each month!
It’s easy to earn a high rate and ATM withdrawal fee refunds.
To qualify, simply have the following activities and transactions in your Kasasa Cash checking account each Monthly Qualification Cycle:
- At least 12 debit card purchase transactions of at least $5.00 each post and settle to your account during the Monthly Qualification Cycle
- Be enrolled in and agree to receive e-Statements, electronic account notices and disclosures
- Be enrolled in and log into Online Banking
It’s that easy. If you miss your qualifications one month, your account is still free and you’ll still earn our base interest rate. Best of all, you can get back to earning a high rate and refunds on ATM withdrawal fees the next time you qualify.
*Qualifications Information: Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchase transactions processed by merchants and received by ONE AMERICAN BANK as ATM transactions and purchases made with non-ONE AMERICAN BANK issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current Statement Period through one (1) day prior to the close of the current Statement Period.
Reward Information: When your Kasasa Cash account qualifications are met during the Monthly Qualification Cycle, (1) Daily balances up to and including $10,000 receive Annual Percentage Yield (APY) of 3.50%; and daily balances greater than $10,000 earn 0.25% interest rate on the portion of the daily balance greater than $10,000, resulting in a range from 3.50% to 0.55% APY depending on the balance in the account and (2) you will receive refunds up to $25 for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you qualified. When Kasasa Cash qualifications are not met during the Monthly Qualification Cycle, daily balance in the account earns 0.01% APY and ATM withdrawal fees are not refunded for that Monthly Qualification Cycle.
Interest and ATM withdrawal fee refunds will be credited to your Kasasa Cash account monthly on the last Business Day of the Statement Period. APYs are accurate as of 12/18/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in Online Banking and receipt of e-Statements, electronic account notices and disclosures are conditions of this account. At least twelve (12) debit card purchase transactions of at least $5.00 each must post and settle to your account during the Monthly Qualification Cycle. Enrollment in electronic services (e.g. Online Banking, e-Statements and log-ons) are required to meet some of the account’s qualifications. This account is not to be used for commercial purposes and there is a limit of one (1) Kasasa Cash or Cash Back account and one (1) Kasasa Saver account per Social Security number. There are no recurring monthly service fees to open or close this account. Contact a ONE AMERICAN BANK service representative for additional information, details, restrictions, processing limitations and enrollment instructions.
Kasasa & Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
**Subject to approval.