Kasasa Cash Back

Free Kasasa Cash Back® checking pays you to buy the stuff you want! 

Free Kasasa Cash Back really does pay you on your debit card purchase transactions. And with no category restrictions, you don’t have to worry about where you shop. To qualify, just do the simple things you’d do anyway, like use your Debit Card regularly, log in to Online Banking and sign up for eStatements.

Not only do you get cash back, we’ll also refund your ATM fees* in South Dakota or anywhere else nationwide. You can call that convenience, but we prefer to call it Kasasa Cash Back!

Open your Kasasa Cash Back account online now — simply click the "Open in Minutes" button at the bottom of the page!


Free Kasasa Cash Back Checking benefits: 

  • 3.50% cash back on debit card purchase transactions*
    • No category restrictions on purchases
    • Cash back earned on purchases up to $300 monthly
    • Earn up to $10.50 cash back per month
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • No monthly service fees
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Free online banking with Bill Pay
  • Free mobile banking
  • Free e-Statements
  • Free Visa® debit card**
  • $50 minimum deposit to open
  • Plus, add Kasasa Saver® for an automatic way to save more each month!

It’s easy to earn cash back and ATM fee refunds. 

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash Back checking account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchase transactions post and settle to your account during the Monthly Qualification Cycle
  • Be enrolled in and agree to receive e-Statements, electronic account notices and disclosures
  • Be enrolled in and login to Online Banking 

Simple, wasn’t it? And remember, Kasasa® checking is always free — even if you don’t qualify for cash rewards. You can just get back to earning your cash back and ATM fee refunds the very next cycle.

Check out the monthly qualification calendar for more cycle information

*Qualifications Information:  Account transactions and activities may take one or more Business Days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchase transactions processed by merchants and received by ONE AMERICAN BANK as ATM transactions and purchases made with non-ONE AMERICAN BANK issued debit cards. “Monthly Qualification Cycle” means a period beginning one (1) day prior to the first day of the current Statement Period through one (1) day prior to the close of the current Statement Period.

Reward Information:  When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 3.50% cash back on up to a total of $300.00 debit card purchase transactions that post and settle to the account during that Monthly Qualification Cycle.  A maximum of $10.50 cash back may be earned per Monthly Qualification Cycle.  You will also receive refunds up to $25 for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified.

When Kasasa Cash Back qualifications are not met during the Monthly Qualification Cycle, no cash back payments are made and ATM fees are not refunded for that Monthly Qualification Cycle.  Cash back payments and ATM fee refunds will be credited to your Kasasa Cash Back account monthly on the last Business Day of Statement Period.  Rates and rewards are accurate as of 12/18/2015, but they are variable and may change after account is opened. Fees may reduce earnings.

Additional Information:  Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50 minimum deposit is required to open the account. Enrollment in Online Banking and receipt of e-Statements, electronic account notices and disclosures are conditions of this account. A specific number of debit card purchase transactions must post and settle to your account during the Monthly Qualification Cycle. Enrollment in electronic services (e.g. Online Banking, e-Statements and log-ons) are required to meet some of the account’s qualifications.  This account is not to be used for commercial purposes and there is a limit of one (1) Kasasa Cash or Cash Back account and one (1) Kasasa Saver account per social security number.  There are no recurring monthly service charges or fees to open or close this account.  Contact a ONE AMERICAN BANK service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.

Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.

**Subject to approval