Young girl looking at mobile banking
Don’t settle for the same free checking with all the same service fees. Free Kasasa Cash checking is different in a good way, with more rewards, more convenience, and more of what you really want.
Free Kasasa Cash checking pays you up to 1.00% APY*. Plus, we’ll refund your ATM withdrawal fees nationwide,* all without those monthly service fees no one likes. To qualify, just do the simple things you’d do anyway, like use your debit card regularly, log into Online Banking and sign up for e-Statements. Now, doesn’t that sound better than just free checking?
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If qualifications are met:
If qualifications are not met:
Free Kasasa Cash checking includes:
It’s easy to earn a high rate and ATM withdrawal fee refunds.
To qualify, simply have the following activities and transactions in your Kasasa Cash checking account each Monthly Qualification Cycle:
It’s that easy. If you miss your qualifications one month, your account is still free and you’ll still earn our base interest rate. Best of all, you can get back to earning a high rate and refunds on ATM withdrawal fees the next time you qualify.
Kasasa & Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
**Subject to approval.
Click here for full details, terms, conditions and disclaimer information.
Free Kasasa Cash Back really does pay you on your debit card purchase transactions. And with no category restrictions, you don’t have to worry about where you shop. To qualify, just do the simple things you’d do anyway, like use your debit card regularly, log in to Online Banking and sign up for e-Statements.
Not only do you get cash back, we’ll also refund your ATM withdrawal fees* anywhere nationwide. You can call that convenience, but we prefer to call it Kasasa Cash Back!
Features:
If qualifications are met:
Free Kasasa Cash Back Checking benefits:
It’s easy to earn cash back and ATM withdrawal fee refunds.
To qualify, simply have the following activities and transactions in your Kasasa Cash Back checking account each Monthly Qualification Cycle:
Simple, wasn’t it? And remember, Kasasa® checking is always free — even if you don’t qualify for cash rewards. You can just get back to earning your cash back and ATM withdrawal fee refunds the very next time you qualify.
Kasasa & Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
**Subject to approval.
Click here for full details, terms, conditions and disclaimer information.
If you’re 50 years old or better, you are rewarded with interest-bearing checking and no service charges just by maintaining the minimum balance.* And with free online banking and ATM usage within our network, you get more of what you deserve. Sign up today!
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*On average daily balances of $1,200 or more
**Subject to approval
With a minimum to open of $25,000 – enjoy a higher yield with the FREEDOM High Yield Savings Account.
0.50% APY* with a minimum $25,000 Average Daily Balance.
Open your FREEDOM High Yield Savings Account online now — simply click the “Open in Minutes” button at the bottom of this section!
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*Annual Percentage Yield
Add free Kasasa Saver to your free Kasasa Cash® checking or your Kasasa Cash Back®, then sit back and watch your savings grow. We’ll transfer the interest and refunds on ATM withdrawal fees from your Kasasa® checking account to your Kasasa Saver each month, where you can earn up to a really high 0.25% APY*!
And because your savings goes into a separate account from your checking, you can forget about it until you really need it. That’s low-effort savings the Kasasa way.
Features:
To qualify, simply have the following activities and transactions in your Kasasa Cash or Kasasa Cash Back checking account each Monthly Qualification Cycle:
That’s all there is to it. Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. There’s no penalty fee if you miss your monthly qualifications. You can get back to earning your full rewards the very next time you qualify. And best of all, both Kasasa Checking and Kasasa Saver accounts are always free.
Click here for full details, terms, conditions and disclaimer information.
Our Regular Savings account is the first step to building your financial future. It’s easy to get started — all you need is $25 to open.
Enjoy the convenience of free online banking and mobile banking, so you can quickly access your funds when you need them. And best of all, you will have the security of knowing that you can deal with anything life throws at you.
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**Subject to approval
It’s always a good time to save. But when it’s time to get more from your savings account, our Platinum Savings will get you there!
With a higher minimum to open — $5,000 — a Platinum Savings account gets you more interest than a basic savings account. Plus, enjoy free account management tools such as online banking and mobile banking.
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*Subject to approval
Have longer-term goals? Or do you simply want to earn more on your savings? Either way, A Certificate of Deposit from ONE AMERICAN BANK, with multiple terms that suit your goals, will get you there.
Start earning interest today without having to worry about maintenance fees that limit your returns. Just lock your fixed rate and watch your savings grow!
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We know you’ve worked hard—make your earnings work even harder in the future. Much more than saving for a rainy day, an IRA from ONE AMERICAN BANK is a safeguard for your golden years.
Enjoy peace-of-mind with a competitive interest that grows with you — year after year. With two options that both offer significant tax benefits,* you simply can’t go wrong.
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*Consult a tax advisor.
**Certain exceptions apply, such as healthcare, purchasing first home, etc.
From time-to-time, we all need a little help. Why not rely on your friends from your local ONE AMERICAN BANK? Consider a loan from ONE AMERICAN BANK to be your helping hand for whatever you need.
From vehicle repairs, to family vacations, we are there for you. And because all decisions are made locally, you can expect a quick answer too.
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Debating on that new car upgrade? If you have to take your car in for more repairs, it may be time to get a new set of wheels. We have low rates on new or used cars and trucks. Our friendly lenders will work with you to secure terms customized to your unique situation.
Swing by a convenient ONE AMERICAN BANK branch to get pre-approved before heading out to the dealership. Or refinance your current loan for a lower rate and save money on your payments.
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ID TheftSmart helps you stop fraud in its tracks. Easily monitor your credit with automatic notifications regarding new account openings, credit inquiries, payment delinquencies, and more. If fraud occurs, licensed ID TheftSmart investigators make it their personal mission to restore your identity as quickly as possible.
Avoid becoming one of the 10 million Americans that fall victim to identity theft each year. Contact a ONE AMERICAN BANK representative to safeguard your identity today!
Summary:
Credit Monitoring notifies participating consumers of activity in their credit file. An alert is provided when any one of the following activities is reported:
The Credit Monitoring service, provided by Kroll Advisory Solutions, allows consumers to identify inaccuracies in credit data being reported by creditors. It also offers consumers early detection of potentially fraudulent activity in their credit file. In addition, consumers have access to trained credit specialists to answer any data questions over the phone on their monitoring report. The credit specialists act on the behalf of the consumer and can submit disputes to credit reporting agencies. Credit monitoring can save valuable time and the frustration that can follow.
Protect yourself today by signing up for Credit Monitoring!
ID Theft Statistics:
The Federal Trade Commission (FTC) estimates that as many as 13 million Americans have their identities stolen each year. Last year in the United States, someone was victimized by identity theft every 2 seconds. Over 2 million identity theft and fraud complaints during 2013: 55% fraud complaints, 14% identity theft complaints and 31% other.
Misuse of identity theft victim’s information:
Many American adults will struggle to pay their medical bills this year, but you don’t have to. With an HSA, you can save pre-tax, and also earn interest above standard savings.
An HSA offers you the freedom to use your funds for any number of medical expenses, as long as they qualify. Get peace-of-mind knowing you’ll be financially ready for the unexpected. Talk to our friendly experts today!
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How It Works:
An HSA is a tax-advantaged medical savings account that works in conjunction with a high deductible health plan (HDHP).
You can use HSA dollars to help pay your health insurance deductible. Once the deductible is met, your insurance will start paying. Money left in your HSA account earns interest and is yours to keep.
And don’t forget, HSA dollars can also go to other qualified medical expenses, such as vision or dental care, without any tax penalties.
Most adults under 65 who are not enrolled in Medicare and are covered under a high-deductible health plan (HDHP) can qualify for an HSA, but it is up to the account holders to determine their own eligibility. Please contact your tax advisor for further eligibility requirements.
*Consult a tax advisor.
**You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn will be included as taxable income, and is subject to a 20% penalty.
Your home is more than just a home — it is an investment of your time, money, sweat, and tears. Fortunately, a home equity line of credit makes it all worth it. Don’t wait to pay for the things you need — that home improvement, wedding, vacation, or medical emergency.
Home equity lines of credit offer lower rates than most consumer loans — plus the interest may be tax deductible.* You can rely on repayment that is in line with your unique situation.
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*Consult a tax advisor.