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We are not just any lender. We are ONE better. We combine the mortgage programs to fit your unique needs with the expertise and technology to get your loan done right and in less time. Start the ONE AMERICAN experience now.
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Our service. Our support. Our products. It’s our attention to the small stuff that makes us stand out from the rest. We keep a close eye on the calendar and on your budget. We close loans fast, easy and with common sense.
From application to closing, we keep things simple and transparent. Follow this guide to understand what to expect.
Let’s get started! Get prequalified or apply for your purchase or refinance loan.
Mortgages come in all shapes and sizes. Don’t worry, we have loan experts ready to help with all your mortgage questions. But first, take a look at our mortgage products that address virtually every lending situation.
Conventional mortgages are designed for those with a good credit history who want the flexibility of many down payment options that are suited for primary residences, second homes, or investment properties.
FHA mortgages are the perfect fit for those who might have less than perfect credit, no formal credit history, or limited assets for down payment.
VA loan program provides veterans, their spouses, and active-duty personnel to purchase or refinance a home with no down payment.
USDA mortgages are for homes located in eligible rural areas as determined by the US Department of Agriculture. This program is guaranteed by the U.S. government with no down payment required.
Jumbo mortgages are designed for loan amounts that exceed the limits set forth by the Federal Housing Finance Agency (FHFA).
Medical Professional loan is designed for actively practicing medical professionals to purchase or refinance with as little as $0 down. This program allows greater flexibility with debt-to-income ratios (such as with higher debt from student loans).
Attorney loan is designed for actively practicing attorneys to purchase or refinance with as little as $0 down. This program allows flexibility with debt-to-income ratios (such as with higher debt from student loans).
This program allows you to construct or renovate your dream home. This program allows for a one-time close or a two-time close with interest-only payments during construction.
This program allows you to tap into your home equity for home improvements, debt consolidation, emergency expenses, college costs, and more.
Our Loan Officers are available to answer all your mortgage questions. Or check out some FAQs and get your questions answered quicker.
Our Loan Officers are industry experts that can answer all your mortgage questions. Find a Loan Officer today and begin your journey with ONE AMERICAN BANK.
Start your application today to see what possibilities await you.