Rates

APY = Annual Percentage Yield. Rates effective as of August 01, 2018. Fees may reduce earnings.

Kasasa Cash

Daily Balance Minimum Required Opening Deposit Interest Rate APY
 up to $10,000.00 $50 3.45% 3.50%
 over $10,000.00 $50 0.25% 3.50% to 0.55%
All balances if qualifications not met $50 0.01% 0.01%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card purchase transactions of at least $5.00 each post and settle to your account per Monthly Qualification Cycle,
  • Be enrolled in and agree to receive e-Statements, electronic account notices and disclosures,
  • Be enrolled in and log in to Online Banking at least one time per Monthly Qualification Cycle.

It’s that easy. If you miss your qualifications one month, your account is still free and you’ll still earn our base interest rate. Best of all, you can get back to earning a high rate and refunds on ATM fees the next cycle.

Kasasa Saver

Daily Balance Interest Rate APY
 up to $10,000.00 0.50% 0.50%
 over $10,000.00 0.25% 0.50% to 0.27%
Qualifications not met 0.01% 0.01%

Qualifications

To earn your rewards, simply do the following activities and transactions in your Kasasa Cash or Kasasa Cash Back checking account each Monthly Qualification Cycle:

  • For Kasasa Cash      
    • Have at least 12 debit card purchase transactions of at least $5.00 each post and settle to your account per Monthly Qualificaton Cycle,
  • For Kasasa Cash Back  
    • Have at least 12 debit card purchase transactions post and settle to your account per Monthly Qualification Cycle,  

  • Be enrolled in and agree to receive e-Statements, electronic account notices and disclosures, 

  • Be enrolled in and log in to Online Banking at least one time per Monthly Qualification Cycle.

That’s all there is to it. Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. There’s no penalty fee if you miss your monthly qualifications. You can get back to earning your full rewards the very next cycle. And best of all, both Kasasa checking and Kasasa Saver accounts are always free.

Platinum Savings

Average Daily Balance Interest Rate APY
Up to $4,999.99 0.20% 0.20%
$5,000.00 - $49,999.99 0.35% 0.35%
$50,000.00 - $99,999.99 0.50% 0.50%
$100,000.00 and up 0.60% 0.60%

$5,000.00 minimum deposit to open.

The interest rate and annual percentage yield (APY) may change after account opening.

Fees could reduce earnings on the account.

FREEDOM High Yield Savings

Average Daily Balance Interest Rate APY
$50,000.00 and up 1.59% 1.60%

$50,000.00 minimum deposit to open.  This account is for new money only.

The interest rate and annual percentage yield (APY) may change after account opening.

Fees could reduce earnings on the account.

Hot Summer Rates

 Interest RateAPY
11 Month - CD Special 1.78% 1.79%
25 Month - CD Special 2.37% 2.39%
51 Month - CD Special 2.76% 2.79%

$5,000.00 minimum deposit to open.

There may be a substantial penalty for early withdrawal.

Certificate Rates

Interest RateAPY
3 Month 0.25% 0.25%
6 Month 0.50% 0.50%
12 Month 0.79% 0.79%
15 Month 0.79% 0.79%
18 Month 0.91% 0.91%
24 Month 1.20% 1.21%
30 Month 1.25% 1.26%
36 Month 1.37% 1.38%
48 Month 1.58% 1.59%
60 Month 1.78% 1.79%

$500.00 minimum deposit to open.

There may be a substantial penalty for early withdrawal.