Young girl looking at mobile banking
At ONE AMERICAN BANK, we have your business covered. Our versatile Business Checking account will meet your specific needs, no matter the size of your business.
With a low $100 minimum deposit to open, you can enjoy all of the benefits. Conduct as many transactions as necessary at low per-item fees. ONE AMERICAN BANK even issues a monthly Earnings Credit* to minimize or offset those fees. Best of all, we make it easy to open a business account. Come see one of our experienced business experts today.
*The earnings credit is based on the average daily balance after deductions of reserve requirements and float. Monthly business accounts are analyzed with credit given on the net average investable balance based on the Account Analysis Earnings Credit Rate found on our rate sheet. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
**Subject to approval
It’s always a good time to save. But when it’s time to get more from your savings account, our Platinum Savings will get you there!
With a higher minimum to open — $5,000 — a Platinum Savings account gets you more interest than a basic savings account. Plus, enjoy free account management tools such as online banking and mobile banking.
*Subject to approval
Our Regular Savings account is the first step to building your financial future. It’s easy to get started — all you need is $25 to open.
Enjoy the convenience of free online banking and mobile banking, so you can quickly access your funds when you need them. And best of all, you will have the security of knowing that you can deal with anything life throws at you.
**Subject to approval
ONE AMERICAN BANK has been proudly affiliated with agriculture and agri-business for generations. We are dedicated to supporting and financing the farming industry in south eastern South Dakota.
Our bankers are experienced with Farmer Mac and USDA Guarantee loans. Whether you need new equipment, livestock or farming vehicles, we provide competitive rates. Come see us about how we can address your special needs.
At ONE AMERICAN BANK, we strive to be more than just your lender — we want to be your trusted partner. We are here to help you take on needs, from operational expenses, to equipment financing, and nearly anything in between.
Take advantage of our competitively low rates and personalized repayment terms. We promise to get to know your business like an experienced partner. And quickly, you’ll get to know a thing or two about us too, such as the hands-on guidance you will receive every step of the way.
It’s exciting to see our community grow — and oftentimes it’s a result of booming small businesses. If you are outgrowing your current facilities, then it might be time to consider a commercial real estate loan from ONE AMERICAN BANK.
No matter the size of your budget, we will work with you to provide reasonable financing options. We know the local market and local real estate standards, so you can count on our knowledgeable loan advisors. Come see us today and watch your business grow.
We believe that our community is only as strong as our locally owned businesses. The U.S. Small Business Administration (SBA) agrees. Every year, the SBA helps millions of potential and existing small business owners start, grow, and succeed.
As a fellow growing business, ONE AMERICAN BANK understands the small business landscape. We work closely with the SBA to secure affordable financing for our community businesses that otherwise might have a hard time. Qualifying businesses benefit from special financing that includes generally lower down payments and extended terms. Come see one of our experts today.
*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.