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Business Checking

At ONE AMERICAN BANK, we have your business covered. Our versatile Business Checking account will meet your specific needs, no matter the size of your business. 

With a low $100 minimum deposit to open, you can enjoy all of the benefits. Conduct as many transactions as necessary at low per-item fees. ONE AMERICAN BANK even issues a monthly Earnings Credit* to minimize or offset those fees. Best of all, we make it easy to open a business account. Come see one of our experienced business experts today.

Features
  • Versatile checking solution to accommodate businesses of all backgrounds
  • Ideal for large or small transaction volumes
  • Conduct unlimited monthly transactions at low per-item fees:
    • $0.10 per withdrawal or debit
    • $0.06 per deposit item
  • Earnings credit used to minimize or offset any fees incurred
  • Interest tied to a monthly earnings credit*
  • $15 monthly analysis charge
  • Free online banking with bill pay
  • Free mobile banking
  • Free e-Statements
  • Free ATM/debit card
  • Convenient monthly statements
  • Free Visa® debit card**
  • Nationwide surcharge-free ATM usage via the MoneyPass® ATM Network
  • Optional no annual fee credit card**
  • $100 minimum deposit to open

*The earnings credit is based on the average daily balance after deductions of reserve requirements and float. Monthly business accounts are analyzed with credit given on the net average investable balance based on ½% below the monthly average 91 Day Treasury Bill or a minimum of the Regular Savings Rate. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

**Subject to approval